Every wallet, one clear view
Log income and expenses across cash, bank, card, and e-wallet accounts. Transfers stay transfers, so your totals make sense.
YOUR MONEY. A LITTLE MORE ZEN.
Stay chill
with your money.
Personal spending, business cashflow, and a helpful AI assistant. All together in one calm place, so you can get on with living.
No credit card Sensitive-field encryption Free plan preview
A little planning. A lot more breathing room.
A calmer kind of finance app
Your little money pondILLUSTRATION
Good morning. Take a breath.
Example total balanceRp 12.450.000Looking steady IncomeRp 8.500.000
ExpensesRp 3.250.000
Your monthly budget pond65% used
A little space left for the good stuff.
A rainy-day cushion72%
A gentle heads-up from Capy
Rent lands on the 1st. Set aside Rp 2 million now for a smoother week.
Why? Your next payday is on the 5th.Less worry.
More warm water.
More warm water.
Concept preview · sample amounts and suggestion
WE GET IT. MONEY CAN FEEL LIKE A LOT.
A little less friction in your finances
01 Tracking shouldn’t feel
like another chore.
02 Work money and life money
deserve their own space.
03 A cashflow heads-up helps
before things get tight.
A PLACE FOR EVERY PART OF YOUR MONEY
Everything you need,
in one calm place.
From your morning coffee to your next client invoice.
Clear, useful tools that fit into real life.
Budgets with breathing room
Set weekly or monthly category budgets. Watch your budget pond fill, and see what’s left before your next purchase.
Little steps. Bigger goals.
Give your emergency fund, next trip, or new gadget a target and a date. See your savings pool grow along the way.
Bills without the surprise
Keep due dates in sight and get reminders before bills land. A gentle heads-up goes a long way.
Make the regular stuff easy
Set up recurring salary, rent, and subscriptions. Spend less time entering the same things each month.
Business, beautifully separate
Switch between personal and business workspaces. Create invoices, export PDFs, and track draft, sent, paid, and overdue statuses.
The bigger picture, made clear
See income, expenses, cashflow, and budget versus actual in simple charts. Take your reports with you as PDF, Excel, or CSV.
Organized your way
Use your own categories, subcategories, tags, and notes. Search, filter, and sort to find that one transaction in a moment.
Quick-add, without the fuss Light or Night Pond mode English & Bahasa Indonesia
A LITTLE FORESIGHT. A FRIENDLY NUDGE.
Meet Capy.
Your calm cashflow companion.
Knowing where your money went is useful. Knowing what’s coming next? That’s where Capy helps.
A clearer view of the next 30, 60, or 90 days
Forecast from your history, recurring items, bills, and unpaid invoices. Estimates, with the assumptions explained.
Know what’s safe to spend today
See what’s left after upcoming commitments, with gentle alerts for low balances and possible shortfalls.
Helpful suggestions. Clear reasons.
Get practical next steps and see why they’re suggested. Auto-categorization also learns from your corrections.
A few words from Capy
Illustrative suggestion cards · not a live chat
LOOKING AHEAD
“Heads up: your balance will be tight after rent on the 1st. Set a little aside before then, or review a flexible expense.”
Why? Rent is due four days before your next payday.
YOUR BUSINESS POND
“Invoice #21 is 5 days late. A friendly reminder could help keep next week’s bills on track.”
Why? This unpaid invoice is included in your forecast.
A SMALL WIN
“After this week’s bills, there may be Rp 150.000 to put toward your rainy-day goal. Check the forecast before you decide.”
Why? Your protected balance and upcoming bills are covered in this example.
Explained suggestions. You decide. Capy never moves your money.
Forecasts depend on the data you add and may change. Suggestions are not professional financial advice. You control which financial data the assistant can access.
ONE ACCOUNT. YOUR WHOLE MONEY LIFE.
Built for you,
however you earn.
A salary, a side project, a shop, or a little of everything.
Switch spaces, keep the same peace of mind.
For the life you’re building
Make everyday spending easier to see, and make room for what matters next.
- Category budgets with progress
- Savings goals and target dates
- Bill reminders and recurring expenses
- Coming soon Shared household budgets
For the business you’re growing
Keep work finances in their own space, without adding another app to your day.
- Multiple business profiles
- Invoices, PDF export, and payment statuses
- Cashflow and budget reports
- Coming soon Receivables aging and accountant access
Personal ↔ Business. Separate records. One familiar home.
START SMALL. FEEL THE DIFFERENCE.
Your calmer money habit
starts right here.
No complicated setup. No spreadsheet marathon.
- 01
Make yourself at home
Create your account and choose personal, business, or both. One login keeps it all together.
- 02
Start with one wallet
Add an account and log a transaction. No bank connection required; account syncing is coming later.
- 03
Give your money a plan
Set a budget, start a savings goal, and add your upcoming bills. Small steps are plenty.
- 04
Look ahead with Capy
See your cashflow forecast, check safe-to-spend, and choose the suggestions that work for you.
REAL-LIFE NEEDS. A CALMER APPROACH.
Less spreadsheet energy.
More living-your-life energy.
Illustrative stories from the people we’re building for.
Sample testimonials · fictional names and quotes, not customer endorsements.
I want to know what’s left after bills without turning Sunday into spreadsheet day. This is the kind of calm overview I’d come back to.
MayaYoung professional · sample persona
My client payments and my grocery money need their own space. Having both in one place would make the week feel a lot simpler.
RafiFreelance designer · sample persona
A clear view of upcoming bills and unpaid invoices would help me plan the next stock order with a little more breathing room.
NadiaSmall shop owner · sample persona
Your money story stays yours.
Thoughtful safeguards. Clear choices. A little extra peace of mind.
Lock it your way
PIN, supported biometrics, and two-factor authentication.
Protected behind the scenes
Sensitive-field encryption, session controls, and regular backups.
Keep balances to yourself
Privacy mode hides money on screen when you’re out and about.
You hold the keys
Export your data or request account deletion in privacy settings.
A LITTLE CALM, AT YOUR OWN PACE
Start simple.
Grow when you’re ready.
Start with free tracking. Here’s a preview of where we’re headed.
Proposed plans · paid prices and limits TBD · no paid subscriptions offered here.
Free
A calmer everyday starting point.
Free
Proposed free-forever plan
Get started free- Core income and expense tracking
- Budgets and savings goals
- Basic dashboards and reports
- Limited AI and basic forecasting
PlusPersonal
More room for your personal plans.
TBD
Personal · pricing to be confirmed
Start with free- Everything in the proposed Free plan
PLANNED · COMING SOON
- Unlimited AI assistance
- Bank sync
- Advanced reports
- Shared household budgets
Business
For your next chapter at work.
TBD
Business · pricing to be confirmed
Start with free- Tracking and business workspaces
- Invoices with PDF export
PLANNED · COMING SOON
- Multi-user roles
- Accountant access
- Invoicing extras
- Higher AI limits
Plan packaging is a preview. See the features above for what’s available in the current MVP.
A FEW THINGS YOU MIGHT BE WONDERING
Good questions.
Clear answers.
Money tools should feel easy to understand, right from the start.
Is my financial data secure?
CapyBudget includes two-factor authentication, PIN and supported biometric locks, encryption for sensitive fields, and regular backups. Privacy mode hides balances on screen. Keep your device and recovery codes secure, too.
Can I use it for both personal and business money?
Yes. Choose personal, business, or both during onboarding. Separate workspaces keep your records apart, and you can switch between them with the same account. Multiple business profiles are supported.
Does Capy ever move my money?
No. Capy explains forecasts and suggestions; it doesn’t initiate payments or transfers. You choose what to do. Its suggestions are helpful guidance, not professional financial advice.
Is there a free plan?
Free is the proposed starting tier. You can create an account without a credit card. Paid pricing, limits, and final plan packaging are still being confirmed; the plans above are a preview, not a subscription offer.
Can I connect my bank or share a household budget?
Those features are coming soon. Today you can add your accounts manually, log transactions, and use budgets, goals, invoices, and reports. Bank sync, shared households, and accountant access are planned for a later release.
What happens to my data if I stop using CapyBudget?
You can export your records and request account deletion from privacy settings. Cancelling a future paid plan and deleting your account are separate actions. Paid cancellation and retention terms will be published before subscriptions launch.
YOUR NEXT CHAPTER CAN FEEL A LITTLE LIGHTER
Your money.
A little more peace of mind.
Start with one wallet. Let the calm grow from there.
Get started free No credit card required. Just a fresh start.